An accepted offer is an agreement on price and terms. The next step is secure funding to close!

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There are many grants and assistance programs to help with down payments!

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To apply for a mortgage, you and your co-borrower (if you have one) will need:

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• W-2s (last 2 years)

• Recent pay stubs (two most recent)

• Bank statements for all financial accounts, including investments (for the last 2 months, all pages)

• Signed personal and business tax returns (all pages and relevant schedules)

• If self-employed, a copy of most recent quarterly or year-to-date profit/loss statement

• A copy of the signed Purchase and Sales Agreement